Should we buy and own our new technology?

 In

There are some cases where outright buying equipment makes sense, but at the rate technology is evolving you may end up owning an obsolete system. Ask yourself two questions to determine whether financing is right for you.

How else can you use your cash or credit lines?
Many companies use cash to hire new employees, invest in marketing and future company growth, or for unforeseen emergencies.
Are you prepared to make another capital investment to upgrade this system in 3-5 years?
Financing puts you on a monthly budget, and by the time the system is outdated, you will be able to upgrade an already budgeted item and keep a comparable monthly payment.

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